If you are considering buying a new home while it is still a buyer's market, we have a very good product available from a non bank lender with no application, valuation or legal fees until further notice. The interest rate is also comparable with the big four with a variable rate of 6.99%. (ANZ - 710%, CBA - 7.11%, Westpac - 7.16% and NAB Homeside - 7.00%)
Call Dale on 0407 738 644 to talk about taking advantage of this offer.
Monday, January 24, 2011
Debtor Finance Options
Debtor Finance provides the opportunity to increase your business without using your personal property as security. It is also -
- Flexible and increases in line with growth in your sales ledger so is well suited to a fast growing business.
- Has costs comparable to a bank overdraft, and
- Provides funds within 24 hours of submitted invoices being approved.
Commercial Motor Vehicle Finance
PMI Finance Broking Service has access to an extensive range of extremely competitive interest rates and a broad range of motor vehicle finance products. Ask Dale how we can help on 0407 738 644.
Insurance - Tradesman's Opportunity
Suncorp Insurance have announced that the cleanup, replacement and repair work will take many months, maybe years to complete after the Queensland floods. Suncorp will require registered trades people and businesses to assist in replacement and repair work. We encourage Gold Coast tradesman and businesses to register with Suncorp Insurance if their businesses can provide the services required.
An application is attached for you to download - download here.
If you need additional or replacement equipment or vehicles to enable you to provide this service we can arrange finance for you.
An application is attached for you to download - download here.
If you need additional or replacement equipment or vehicles to enable you to provide this service we can arrange finance for you.
Funding Hospitality and Catering Assests
OPPORTUNITY - Try new equipment with the opportunity to buy it using a 12 month rental agreement. Some great options available.
- Purchase the equipment at any time during the first 12 months and you will receive a generous nett rental rebate
- Return the equipment at the end of the 12 month agreement if it is no longer required.
- Continue to rent
- Upgrade if your business out grows the original equipment
- Funding of new ventures available
Self Managed Superannuation Funds
Self managed superannuation funds can now borrow to help purchase investment properties. It is possible to accelerate wealth creation by investing in bigger and better quality investment properties. This new product allows SMSF's to borrow up to 80% of the value of residential property and 70% of the value of commercial property.
This is available to superannuation funds of any size. Call me on 0407 738 644 to talk about the options.
This is available to superannuation funds of any size. Call me on 0407 738 644 to talk about the options.
Tuesday, January 11, 2011
Queensland Housing Market
There is so much happening in the home loan market at present that it could be a good time to refinance as the Federal Government is encouraging home owners to do. However, if you are considering refinance of your home loan it could be a good time to reassess your whole financial situation with a view of reducing your total monthly repayments.
As reported by Jason Bryce in The Sunday Mail on 09.01.2011 - "We have seen our biggest month in home loan applications for November following the rate rise" said consumer advocate Michelle Hutchinson, from financial comparison site CityRate. "We recorded a 231 percent increase in November for home loan applications compared to October. December was up 224 percent compared to December 2009."
The Commonwealth Bank is advertising a standard variable mortgage rate of 7.81 per cent, the highest of the big banks. Even if you could reduce your loan by on half of a per cent on a $300,000 loan you could save around $29,086 over a 25 year loan period.
St George is now accepting rent as form of "genuine savings' with written verification from a Licenced Property Manager/Agent. Tier two of acceptable deposit sources now include bonuses, dividends and commission payments, inheritance, tax refunds and net proceeds of sale of non real estate assets - conditions apply.
As reported by Jason Bryce in The Sunday Mail on 09.01.2011 - "We have seen our biggest month in home loan applications for November following the rate rise" said consumer advocate Michelle Hutchinson, from financial comparison site CityRate. "We recorded a 231 percent increase in November for home loan applications compared to October. December was up 224 percent compared to December 2009."
The Commonwealth Bank is advertising a standard variable mortgage rate of 7.81 per cent, the highest of the big banks. Even if you could reduce your loan by on half of a per cent on a $300,000 loan you could save around $29,086 over a 25 year loan period.
St George is now accepting rent as form of "genuine savings' with written verification from a Licenced Property Manager/Agent. Tier two of acceptable deposit sources now include bonuses, dividends and commission payments, inheritance, tax refunds and net proceeds of sale of non real estate assets - conditions apply.
Tuesday, January 4, 2011
Queensland Housing Market Still Weak
Michelle Hele, Property Editor of the Courier Mail reported on 2 January -
"BIS Shrapnel's senior project manager Angie Zigomanis said that while other states had seen a pick-up in 2010, Queensland's (housing) market was still very weak. The Queensland market collapsed a little later than other states, so it was natural it would take a little longer to bounce back."
He also said "I think the year will start off fairly subdued, but I think as 2011 wears on you will start to see first home buyer demand pick up again, probably in the second half of the year. We expect the interest rate environment to be a little more steady this year with only one or two more rises so people will start to gain a bit more confidence."
In the same issue of the Courier Mail it was reported that "St George, according to a major broker 'will accept rent as a form of savings for a home deposit if there is evidence of a minimum of 12 months continuous satisfactory rental hsitory'." More on this when St George issue their policy.
Citibank have been the first to send our rates and updates for the New Year and have said to stay tuned for their NEW promotions for 2011. I will let you know when the first promotion is announced.
"BIS Shrapnel's senior project manager Angie Zigomanis said that while other states had seen a pick-up in 2010, Queensland's (housing) market was still very weak. The Queensland market collapsed a little later than other states, so it was natural it would take a little longer to bounce back."
He also said "I think the year will start off fairly subdued, but I think as 2011 wears on you will start to see first home buyer demand pick up again, probably in the second half of the year. We expect the interest rate environment to be a little more steady this year with only one or two more rises so people will start to gain a bit more confidence."
In the same issue of the Courier Mail it was reported that "St George, according to a major broker 'will accept rent as a form of savings for a home deposit if there is evidence of a minimum of 12 months continuous satisfactory rental hsitory'." More on this when St George issue their policy.
Citibank have been the first to send our rates and updates for the New Year and have said to stay tuned for their NEW promotions for 2011. I will let you know when the first promotion is announced.
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